I have had a decent waxing routine for my race bikes for a while now. And I will happily proselytize the virtues of waxing, as they are many.
But I won't bother on my cargo bike. The trips are often too short, and the maintenace cycle too demanding to justify it. If I do a wet ride on my waxed chains I will, at a minimum, do a thorough wipe-down of the chain to get it dry, and at the higher end do a full clean cycle (boiling water bath, dry, re-wax). If you don't do this you risk the wax getting dirty too quickly and you will have a rusty chain. This isn't practical when I'm doing 2km trips to pickup groceries or do daycare runs. And the chain is equally as wet in both situations.
I keep at least 2 chains for each bike. The service cycle is 300-500km (depending on weather and road conditions, again, much shorter if you're in unfavourable conditions regularly). Then I swap off a dirty chain for a waxed one, and re-wax the other. This isn't labour intensive, but it's a bit of mess and clean to get the most out of it, which I don't think is justified by the frequency and trip length for me.
A good sturdy wet lube and a chain guard will get you a long way. And I think the gain in chain life (which is insane, with waxing) is largely offset by the labour and frequency of maintenance on utility bikes.